IncomeLens

Loan Officer Salary in San Francisco, CA

How much do Loan Officers earn in San Francisco, CA? See local salary data, cost-of-living adjustments, and percentile breakdowns.

Local Median

$90,500

National Median

$74,180

vs National

+22%

CoL Adjusted

$50,390

Loan Officer Pay Scale in San Francisco, CA
PercentileSan Francisco, CANationalDifference
10th$46,958$38,490+22%
25th$63,269$51,860+22%
50th (Median)$90,500$74,180+22%
75th$130,723$107,150+22%
90th$177,852$145,780+22%
Cost of Living in San Francisco, CA

San Francisco, CA has a cost of living index of 179.6 (national average = 100). This means living in San Francisco, CA is 80% more expensive than the national average.

After adjusting for cost of living, a Loan Officer's median salary of $90,500 in San Francisco, CA has the purchasing power of approximately $50,390 at national-average prices.

Explore San Francisco, CA Cost of Living
Loan Officer Take-Home Pay in San Francisco, CA

Annual

$67,269

Monthly

$5,606

Biweekly

$2,587

Tax ItemAmount
Gross Salary$90,500
Federal Income Tax-$11,751
State Tax (California)-$4,557
Social Security-$5,611
Medicare-$1,312
Total Tax-$23,231
Take-Home Pay$67,269

Based on single filer with standard deduction. California has progressive state income tax (top rate: 13.30%).

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Loan Officer Salary in Other Cities

Loan Officer Salary in San Francisco, CA: What to Expect in 2025

Loan Officers in San Francisco, CA earn a median salary of $90,500, which is 22% higher the national median of $74,180. However, the high cost of living in San Francisco, CA (index: 179.6) means your dollar doesn't go as far — the cost-of-living-adjusted salary is approximately $50,390.